How Do Your Student Loans Affect Your Credit Score

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The impact of student loans on your credit rating

Written by: Sarah Miller for Student Choice

We recently talked about how your credit (or lack thereof) can affect your eligibility for student loans. But there’s another important way student loans and credit are tied to one another. Once your student loans go into repayment, the way you handle those payments can have an impact on…

College Student Loan Myths Busted

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Student Loan Myths – BUSTED!

Written by: Lisa Phelps for Student Choice

The news these days is filled with stories about the student loan burden: students graduating with back-breaking debt, whether or not it’s even worth going to college, and how much student loan debt is ok to have. These are all important topics that college students should pay attention to.

Beware of Scams Targeting College Students

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Beware of scams that target college students!

Written by: Lisa Phelps for Student Choice

As a new college student, you may be the target of some unlawful folks looking for money, trying to steal your identity or hoping to cause you a lot of unnecessary hassle. International students, who are busy learning about a new country and its culture, are particularly vulnerable to scams,…

How to Manage Your Money in College

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iGrad – A New Way to Manage Your Money

Written by: Sarah Miller for Student Choice

When I left for college I’d never had a credit card before, but I opened one to build credit and pay for books.  I transferred my bank account to a local credit union (in the days before online banking), and while I’d always had a part-time job, I’d never really had…

How Does Your Credit Score Impact Your Student Loans?


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Give Me Some Credit Here!

Written by: Lisa Phelps for Student Choice

If you’re headed off to college for the first time, you may have never given any thought to your credit score or how it affects loans you apply for. You might not even know what a credit score really is, other than a term used in a catchy TV commercial. But if you or your…

How to Handle Student Loans after College Graduation

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Graduation + Loans = Now What?

written by: Sarah Miller for Student Choice

So you graduated college?! Hooray for you! You’ve got your diploma in hand and are ready for all the joys of adulthood – your own place, a job doing something you love, no one telling you what to do. Unfortunately adulthood also comes with responsibility, and that includes paying bills and…

What is a Credit Union – Explaining the Basics

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What is a Credit Union? 

Written by: Lisa Phelps for Student Choice

Good question. As the famous song says, let’s start at the very beginning… and keep in mind, this one post only scratches the surface about credit unions – there are tons of great things about credit unions, so the best thing to do is find one in your neighborhood (you…

College Freshman Summer Checklist

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Spend Your Summer Wisely Before Heading Off to College!

written by: Lisa Phelps for Student Choice

The summer before your freshman year of college you’ll probably be hit with a variety of feelings: excited, nervous, overwhelmed, busy, sad, and maybe even a little lost. You’re on the verge of a whole new life, yet still firmly planted in your old one. The best advice? Embrace it all…

College Financial Aid Options for Adults and Non-Traditional Students

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Financial Aid for Adult and Non-Traditional Students

written by: Lisa Phelps for Student Choice

Deciding to enroll in college as an adult or non-traditional student can be a tough decision. You may have more responsibilities to juggle so going to school is a little trickier.

One thing you shouldn’t have to worry about is how you’re going to finance your…

Student Loan Consolidation for College Graduates

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To Consolidate or Not to Consolidate – That is the Question!

 Written by: Sarah Miller for Student Choice

If you’re getting ready to graduate from college and you have student loans, you may have heard about loan consolidation. So what exactly does that mean? It’s possible that you have loans from different sources – federal direct student loans (from the Department of Education – formerly known as…