How Do Your Student Loans Affect Your Credit Score

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The impact of student loans on your credit rating

Written by: Sarah Miller for Student Choice

We recently talked about how your credit (or lack thereof) can affect your eligibility for student loans. But there’s another important way student loans and credit are tied to one another. Once your student loans go into repayment, the way you handle those payments can have an impact on…

How to Manage Your Money in College

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iGrad – A New Way to Manage Your Money

Written by: Sarah Miller for Student Choice

When I left for college I’d never had a credit card before, but I opened one to build credit and pay for books.  I transferred my bank account to a local credit union (in the days before online banking), and while I’d always had a part-time job, I’d never really had…

How Does Your Credit Score Impact Your Student Loans?


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Give Me Some Credit Here!

Written by: Lisa Phelps for Student Choice

If you’re headed off to college for the first time, you may have never given any thought to your credit score or how it affects loans you apply for. You might not even know what a credit score really is, other than a term used in a catchy TV commercial. But if you or your…

Student Loan Consolidation for College Graduates

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To Consolidate or Not to Consolidate – That is the Question!

 Written by: Sarah Miller for Student Choice

If you’re getting ready to graduate from college and you have student loans, you may have heard about loan consolidation. So what exactly does that mean? It’s possible that you have loans from different sources – federal direct student loans (from the Department of Education – formerly known as…

Tax Breaks for College Students

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Written by: Sarah Miller for Student Choice

Tax Benefits for College Students

You’re shelling out plenty of money for college – tuition, textbooks, room and board. But what has all of that money done for you lately? (Other than getting you closer to a degree, of course.) Did you know you can take advantage of special tax breaks just for college students and their parents?

These benefits come…

Finding Free College Money – How to Score Scholarship Gold

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In It to Win It – How to score scholarship gold for college

Written by: Sarah Miller for Student Choice

We talk often about the importance of free or cheap money for college. So you may be asking, “Alright, where do I find this money? And how do I get it?” With all of the college deadlines and applications piling up, it may…

Smart Last Minute Gift Ideas – Shopping and Sticking to Your Budget!

frugal gifts for the holidayswritten by: Sharon Simpson for Student Choice

Smart Last Minute Shopping Tips – Sticking to Your Budget!

With so few days left in the holiday shopping season, it is easy to find yourself buying last minute gifts that take you way outside of your budget. Friends or co-workers that you may not have included on your shopping list suddenly surprise you with a…

How to Afford Out-of-State College Tuition

how to pay out of state college tuitionAre Out-of-State Colleges Too Expensive to Consider? Think again – maybe not!

Written by: Steve Wynne of Student Choice

At First Glance

You live in Massachusetts, but your dream school is University of Virginia: Thomas Jefferson; Corinthian columns, killer tailgating.  What to do?  Going to college out-of-state is just too expensive for most students, right?  Or…is it?  The fact is, public and…

How to Get a Great College Scholarship or Job Reference

Janet Barger Credit Union Student ChoiceWritten by: Janet Barger of Student Choice

In today’s competitive college admissions scholarship awarding environment, how do you stand out?  How do you make an impression? One of the ways to set yourself apart when applying for admission, scholarships or grants (see my scholarship/grant article), or jobs (see Sharon’s jobs article), is to…

What Are Tuition Payment Plans and How Can They Save You Money?

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Written by: Tracie McGetrick of Student Choice 

It seems like every time I visit a college, I hear someone talking about payment plans and getting their loans paid off when they graduate. And for good reason. If you’re like many college students and you’re thinking about graduating, or someone in your family is, then I suggest…